Settling a car accident claim can be a lengthy, draining process. You cannot afford to make any mistakes that can delay or deny the claim settlement that you rightfully deserve. We share some of the most common but avoidable mistakes that can jeopardize your car accident claim.
1. Not calling the police
It is wrong to fail to notify the police when you are involved in a car accident that results in losses you will file a claim for. If the other party involved in the accident tries to settle the matter without involving the police, never agree to this.
Police are trained to investigate the incident, gather evidence, identify witnesses, and even ascertain the cause of the accident. Their report is one of the invaluable resources that firms offering legal representation and insurance companies look into when processing your settlement claim.
2. Not documenting the accident scene
If you are able to gather photographic evidence of the accident scene, your injuries, car damage, please do it. Take contact and insurance details of the other party involved in the accident and those of willing witnesses. The visual evidence and eyewitness testimony are hard to refute, and will significantly improve your chances for a successful settlement.
3. Not seeking medical care
Sometimes, the shock and confusion of a car accident can make one underestimate their injuries and even downplay seeking medical attention. The adrenaline masks some pain, and it may take some time before certain injuries can manifest. Only a medical examination can detect them in a timely manner. Taking too long to seek medical attention after an accident may put your compensation claim at risk.
4. Agreeing to record a recorded statement
Insurance companies know that it is not a requirement for the victim to give a recorded statement about the accident, but they may still try to get one from you in case you say something that they can use against you later in your claim. Before agreeing to speak to the insurance company, always consult your personal accident attorney first.
5. Not hiring an experienced attorney
Unless you are an accident attorney yourself, never take on an insurance firm for a claim by yourself. Insurance companies will always have experienced lawyers handling auto accident lawsuits, and an experienced auto accident lawyer understands the auto accident claim process and knows how best to navigate it for you.
6. Agreeing to a quick final settlement
Insurance companies are always looking for opportunities to maximize their profits. As such, most rush to offer victims a fast settlement moments after the accident happens. This is to shield themselves from expenses related to complications that may arise later as a result severe injuries suffered from the accident. Agreeing to an early final settlement before the extent of your injuries can be extensively reviewed by the professionals is settling for less.
Car accidents are relatively common but no less traumatic and stressful. Knowing what to do and what not to do should you find yourself in one can significantly affect your eligibility for compensation and the value of your claim. Play your part right, then leave the rest to an experienced car accident attorney to build a strong case and negotiate a reasonable settlement for you.